[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.kasea.cz\/pujcovani-penez\/#Article","mainEntityOfPage":"https:\/\/www.kasea.cz\/pujcovani-penez\/","headline":"P\u016fj\u010dov\u00e1n\u00ed pen\u011bz","name":"P\u016fj\u010dov\u00e1n\u00ed pen\u011bz","description":"Kdopak by si n\u011bkdy v \u017eivot\u011b n\u011bco nep\u016fj\u010dil. Jako kluci aut\u00ed\u010dka a holky panenku, tak v pubert\u011b t\u0159eba lechtiv\u00e9 \u010dasopisy. Nu a pak t\u0159eba stovku \u010di dv\u011b na cig\u00e1rka, nebo na n\u011bjak\u00e9 to pive\u010dko. Na\u0161e hospodyn\u011b t\u0159eba tuhle p\u00e1r vaj\u00ed\u010dek a onde kilogram cukru, krupice, na buchty p\u0159ece. P\u016fj\u010dovalo se, co sv\u011bt sv\u011btem stoj\u00ed a […]","datePublished":"2024-01-16","dateModified":"2024-02-18","author":{"@type":"Person","@id":"https:\/\/www.kasea.cz\/author\/#Person","name":"","url":"https:\/\/www.kasea.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/046c8368865b87ac6ea06cde0e0a80b91304a43fe31de210702ad59bbd9a1974?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/046c8368865b87ac6ea06cde0e0a80b91304a43fe31de210702ad59bbd9a1974?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"kasea.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.kasea.cz\/wp-content\/uploads\/bank-1238321_640.jpg","url":"https:\/\/www.kasea.cz\/wp-content\/uploads\/bank-1238321_640.jpg","height":0,"width":0},"url":"https:\/\/www.kasea.cz\/pujcovani-penez\/","about":["Finance"],"wordCount":430,"articleBody":"       Kdopak by si n\u011bkdy v \u017eivot\u011b n\u011bco nep\u016fj\u010dil. Jako kluci aut\u00ed\u010dka a holky panenku, tak v pubert\u011b t\u0159eba lechtiv\u00e9 \u010dasopisy. Nu a pak t\u0159eba stovku \u010di dv\u011b na cig\u00e1rka, nebo na n\u011bjak\u00e9 to pive\u010dko. Na\u0161e hospodyn\u011b t\u0159eba tuhle p\u00e1r vaj\u00ed\u010dek a onde kilogram cukru, krupice, na buchty p\u0159ece. P\u016fj\u010dovalo se, co sv\u011bt sv\u011btem stoj\u00ed a za\u010dalo to asi ji\u017e v prav\u011bku, kdy si jeden \u010dlen tlupy od toho druh\u00e9ho vyp\u016fj\u010dil kyj nebo o\u0161t\u011bp a vydal se ulovit dva nebo \u0161est mamut\u016f k ob\u011bdu. Ve st\u0159edov\u011bku se u\u017e p\u016fj\u010dovaly i pen\u00edze a v novov\u011bku tak\u00e9, proto\u017ee u\u017e byly. Ten, kdo p\u016fj\u010dil byl lichv\u00e1\u0159. V\u011bt\u0161inou nebyl moc obl\u00edben, a tak se ob\u010das st\u00e1valo, \u017ee mu n\u011bkdo z jeho dlu\u017en\u00edk\u016f drob\u00e1tko zakroutil krkem. Pen\u00edze se p\u016fj\u010duj\u00ed i v dne\u0161n\u00ed dob\u011b. Lichv\u00e1\u0159i u\u017e vyhynuli, ani ne tak \u0161krcen\u00edm, ale zm\u011bnou n\u00e1zvu. Staly se z nich instituce, ale nesm\u00ed se to \u0159\u00edkat. Slovo lichva sice z\u016fstalo, ale nikde v z\u00e1kon\u011b se neuv\u00e1d\u00ed p\u0159esn\u00e1 procenta, aby to n\u011bkter\u00e9 bankovn\u00ed domy nena\u0161tvalo. Ka\u017ed\u00fd a\u0165 to ch\u00e1pe, jak um\u00ed. Jen\u017ee, pokud chce \u010dlov\u011bk t\u0159eba bydlet a skute\u010dn\u011b nem\u00e1 kde, pen\u00edze pot\u0159ebuje. Tak\u017ee si je mus\u00ed p\u016fj\u010dit. Je-li mlad\u00fd, nem\u00e1 na d\u016fm na\u0161et\u0159eno, ale nem\u011bl by stejn\u011b, i kdyby poctiv\u011b pracoval cel\u00fd \u017eivot. Tak je to u n\u00e1s nastaveno. Nu\u017ee nap\u0159\u00edklad mlad\u00ed cht\u011bj\u00ed bydlet a v\u011bd\u00ed, co to je hypot\u00e9ka. Ale nev\u011bd\u00ed, co to obn\u00e1\u0161\u00ed. Nemaj\u00ed pen\u00edze, ale maj\u00ed nad\u0161en\u00ed. To je ov\u0161em hned po prvn\u00ed n\u00e1v\u0161t\u011bv\u011b banky p\u0159ejde, proto\u017ee zjist\u00ed, \u017ee to nen\u00ed zase tak jednoduch\u00e9, jak si to p\u0159edstavovali. Maj\u00ed toti\u017e mobily na spl\u00e1tky, kter\u00fdmi plat\u00ed i volac\u00ed kredit. No a jednou na to zapomn\u011bli a zaplatili a\u017e po druh\u00e9 upom\u00ednce. Netu\u0161\u00ed, \u017ee se t\u00edm dostali do registru dlu\u017en\u00edk\u016f. A dozv\u00ed se to pr\u00e1v\u011b v bance. Ta toti\u017e rejst\u0159\u00edky bedliv\u011b zkoum\u00e1. Nebankovn\u00ed hypot\u00e9ka bez registru je poskytov\u00e1na spole\u010dnost\u00ed, kter\u00e1 ty registry zase tak ost\u0159e nebere. Tak\u017ee u nich m\u00e1te nad\u011bji i vy, kte\u0159\u00ed jste se tam necht\u011bn\u011b ocitli.                                                                                                                                                                                                                                                                                                                                                                                           4\/5 - (2 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"P\u016fj\u010dov\u00e1n\u00ed pen\u011bz","item":"https:\/\/www.kasea.cz\/pujcovani-penez\/#breadcrumbitem"}]}]